Prioritized Living

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Skip the Store & Stock Your Pantry with Target Subscriptions

This post is part 3 in the series Skip the Store & Stock Your Pantry.

Skip the Store and Stock Your Pantry with Target

Note:  This post contains affiliate links.  Read my policy here.

NOTE: As of November 2020, Target has discontinued its Target Subscriptions service. Instead, consider using the Target Drive Up service, Order Pickup service, or Same Day Delivery service.

I’m all about the Amazon subscription services. But, in addition, to those services, I swear by Target Subscriptions too.

Target Subscriptions are perfect for keeping your pantry, medicine cabinet, and supply closet perpetually stocked — all at a great price and with extraordinary convenience. So if you’re a die-hard Target fan or just someone who loves a great, easy, set-it-and-forget-it deal, have a look at the perks of Target Subscriptions!
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5 Secrets of Extreme Couponers That You Should Steal

5 Secrets of Extreme Couponers That You Should Steal

You’ve seen those exotic creatures on TV – the extreme couponers.

Their basements or dining rooms look like fully-stocked convenience stores. And everything they have they’ve gotten for next to nothing or even for free. It sounds incredible. But when you hear their stories, you learn that some extreme couponers often spend more time couponing per week than most people spend working at a full-time job.

What if it were possible to land amazing deals without devoting endless hours every week to the pursuit of saving money? What if you could tap into the strategies of experienced extreme couponers while dialing the effort required way, way down?

Here are five powerful secrets of diehard couponers that you can easily tweak and implement in your everyday life:  [Read more…]

Skip the Store & Stock Your Pantry with Amazon

This post is part 1 in the series Skip the Store & Stock Your Pantry.

Skip the Store and Stock Your Pantry with Amazon

Note:  This post contains affiliate links.  Read my policy here.

Going to the store can be such a pain.

Whether it’s your supermarket, drug store, big box store, or warehouse club, when you absolutely need to schlep over to the store in order to restock your supply of something, it’s a major hassle.

I’m not talking about shopping for a cute outfit. It’s always the boring stuff. You’re out of toilet paper at 10 P.M., dishwashing liquid after loading up your greasy dinner plates, or tissues when your whole family is flattened by the flu.

And you have to get these boring but essential things again and again and again . . .

But what if there were a better way?

What if you never had to take time of your life to putter over to the store at the most inconvenient time possible? What if your personal care items, cleaning supplies, baby goods, nonperishable foods, and more landed magically on your doorstep?

And what if you could actually save money while keeping yourself constantly stocked with your family’s essentials?

Today, we’re kicking off a blog post series that looks into a number of services that offer inexpensive, home delivery of your pantry supplies.

And we’re gearing up by looking at one of the biggest names in the business — Amazon.  [Read more…]

How to Conquer Common Money Traps at Every Age

How to Conquer Common Money Traps at Every Age

First, the bad news: It doesn’t matter how old you are.

There’s always a new way for you to make big money mistakes.  To mess up the financial balance you’ve worked so hard to create in your life.

Don’t worry – there’s good news too:  With a little knowledge and a bit of planning, you can demolish the financial obstacles that stand in your way.

Your 20s:  Living Large

If you’re fresh out of college and you’ve landed a full-time job, you’ve been dropped into a foreign environment.  All of a sudden you probably have . . .

  • Way more income than you ever earned from a part-time gig.
  • Student loan debt that’s due for repayment soon.
  • New living expenses as you transition from the dorm to your own place.

It’s a lot of financial change – and responsibility – all at once.  And it can make you freak out or stumble your way into bad money decisions.  [Read more…]

How Parkinson’s Law Will Make You Insanely Good with Money

This post is part 2 in the series Embracing Parkinson's Law.

How Parkinson's Law Will Make You Insanely Good with Money

Last week, we took a look at Parkinson’s Law, which states that “work expands so as to fill the time available for its completion.” So it makes perfect sense that last week’s post was all about time-saving techniques and maximizing your productivity.

But have you thought about how Parkinson’s Law applies to your money?

Maybe we could rewrite it like this: “Your lifestyle expenses increase so as to use up the income available.”

I’m talking here about the dreaded “lifestyle creep!” Here’s what I mean:

Let’s say you get a bump in your income. Maybe you get a juicy raise, land a sweet bonus, or start a profitable side business.

Then you upgrade your lifestyle! You spring for a nice vacation, move to a pricier home, start buying fancier clothes, or begin eating out more.

At the end of the day, that extra income has been completely consumed by the new expenses you’ve created for yourself. Your lifestyle expenses have increased and used up all of the available income you have.

So how can your understanding of this twist on Parkinson’s Law make you a money-saving whiz?  [Read more…]

Beauty for Less: My Best Secret for Saving on Make-Up

Beauty for Less - My Best Secret for Saving on Make-Up

Spending $1 on lipstick or $3 on foundation sounds like a good way to save money in theory . . . until you try it out.

Then you wind up with chalky, patchy lip color and a freakishly orange, dusty face!

So looking our best means shelling out more for higher quality cosmetics.

Even if you skip the department store and hit up your drugstore or supermarket, you’ll still wind up paying $5 – $15 per lipstick tube and more than $10 for mascara.  And even if you maintain just a modest cosmetics case, you likely have a handful of lipsticks, some concealer, foundation, blush, mascara, and a few eye shadows.

Boy, can that add up!

Plus, make-up expires, so you have to restock — regardless of whether you still have some product remaining.  After all, it’s not worth an eye infection to hold on to your mascara long beyond its shelf life.

So are you tired of shelling out a wad of twenties for your beauty products?

Here’s my secret for saving 50% or more on my favorite make-up brands: [Read more…]

What is Financial Planning? A Step-by-Step Guide for Beginners

What is Financial Planning - A Step-by-Step Guide for Beginners

What is financial planning?

Simply put, financial planning is the process of creating and following a conscious strategy for your money.

Financial planning means making sure you have the resources to meet your needs while pursuing your goals. You align your money decisions with your customized financial blueprint to make those goals a reality.

If that approach to money sounds incredible but you don’t know where to get started, you’re in the right place. Transform yourself into a pro by working through these four key steps.   [Read more…]

Eat Up and Save Big Money on Vacation Dining

Eat Up and Save Big Money on Vacation Dining

Note:  This post contains affiliate links.  Read my policy here.

You’ve got the vacation bug!

You’re ready.  To ride the waves, relax in the mountains, or take in the culture of a new city.

But eating out on vacation is a major expense.  If you’re used to planning your meals and sticking to a food budget at home, heading out to restaurants three times a day is bound to give you palpitations!

Think that you need a big budget for your family’s vacation meals?  Think again!

Food-related costs are one of the easiest to minimize when it comes to travel.  Even better, there are some painless ways to do it without feeling as though you’re pinching pennies!
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